Rep. Murphey: “One Size Fits All” Does Not Work

By Rep. Jason Murphey
What if you had a pressing need for a new car? And what if, when you went to buy a new car, the only vehicle you were allowed to purchase was a luxury vehicle with all options pre-installed? Can you imagine how many Oklahomans would be unable to afford transportation if this scenario were a reality?
One of the most pressing topics the Legislature deals with each year is health care. The issue is of added importance because Oklahoma has the fourth highest population of uninsured people. The most obvious reason for this lack of coverage is the high price of purchasing insurance in Oklahoma.
The average price of a job-based health insurance policy in Oklahoma is $4,088. The national average is $3,991. Oklahoma’s median income is significantly lower than the national average, which means that Oklahomans pay higher health insurance costs with a lower average income.
One of the reasons for high insurance fees in Oklahoma is because the Legislature has driven up the cost over the years by mandating a “one size fits all” approach to coverage. Policies become even more expensive when the Legislature approves new laws to mandate the coverage of any number of heartbreaking medical situations that have not traditionally been covered by health insurance policies Read more…
Related:
Sen Gumm: Mandate Myths From “The Daily Oklahoman” Opinion Page






